Urban Student

Studying in Canada

Canada remains a top destination for international students, but the rules changed sharply in 2024–2025 — an intake cap, the Provincial Attestation Letter, a higher proof-of-funds requirement, and tighter post-study work rules. This is the current guide.

Study permit
Main document
PGWP
Post-study work
24 hrs/wk
Term-time work
CAD $
Currency

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Frequently asked questions

How much money do I need for a Canadian study permit?

You need proof of funds of CAD $22,895 for a single applicant outside Quebec (as of September 2025), on top of tuition and travel costs — this figure rises with family size and changes periodically. You'll also need a Designated Learning Institution acceptance letter and, for most applicants, a Provincial Attestation Letter. See our full study permit guide.

How much does it cost to live in Canada as an international student?

It depends heavily on the city — Toronto and Vancouver are the most expensive, while Montreal, Calgary, Ottawa, and many smaller college towns are considerably more affordable. Rent is usually the biggest cost, so it pays to compare cities and housing options before you commit. Our cost of living guide breaks down the proof-of-funds benchmark and where your money goes.

Can international students work in Canada while studying?

Yes — eligible study permit holders can work up to 24 hours per week off-campus during academic terms (raised from 20 hours in November 2024), with unlimited hours during scheduled breaks. On-campus work is generally available without a separate permit, though co-op placements need their own work permit. Details are in our working in Canada guide.

How long is the Post-Graduation Work Permit (PGWP)?

The PGWP runs for up to 3 years, depending on how long your program was. Since November 2024, most applicants must also meet a language requirement, and many college and non-degree graduates need to have studied an eligible field of study — university degree graduates are exempt from that restriction. See our working and post-study work guide.

Does health insurance work the same way across Canada?

No — coverage varies by province. Alberta, Saskatchewan, and New Brunswick include eligible international students in their public plan, Ontario excludes them from OHIP and requires the university-run UHIP instead, and British Columbia requires MSP enrolment with a waiting period and monthly premium. Always confirm the rules for your specific province in our healthcare guide.

Does it matter if I choose a university or a college in Canada?

Yes — your program choice can affect your eligibility for the PGWP. Many college and non-degree graduates must study an eligible field of study to qualify, while university bachelor's, master's, and doctoral graduates are exempt from that rule. Compare study options in our courses and qualifications guide, and confirm any school's Designated Learning Institution (DLI) status before applying.

Which Canadian cities are best for international students?

Popular hubs include Toronto, Vancouver, Montreal, Calgary, Ottawa, and Waterloo, each with a different cost and campus culture. Toronto and Vancouver carry the highest rents, while cities like Montreal, Calgary, and Ottawa tend to be more affordable. See our Canadian student cities guide to compare them.

Last reviewed . Rules and figures change — always confirm with the official source before applying.